T\u1eeb kh\u00f3a t\u00ecm ki\u1ebfm: H\u00e3y Tr\u1ea3 L\u1eddi Em T\u1ea1i Sao? \u2013 T\u1eadp 9 – Arkady Leokum<\/p>\n\n\n\n
Tr\u00e1i phi\u1ebfu l\u00e0 lo\u1ea1i gi\u1ea5y b\u1eb1ng ch\u1ee9ng n\u00f3 \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn gi\u1eefa con n\u1ee3 v\u00e0 ch\u1ee7 n\u1ee3, theo m\u1ee9c l\u1ee3i t\u1ee9c nh\u1ea5t \u0111\u1ecbnh quy \u0111\u1ecbnh ng\u00e0y th\u00e1ng ho\u00e0n v\u1ed1n v\u00e0 l\u00e3i, n\u00f3 l\u00e0 ch\u1ee9ng phi\u1ebfu c\u00f3 gi\u00e1 tr\u1ecb. C\u00f3 th\u1ec3 chia l\u00e0m b\u1ed1n lo\u1ea1i: tr\u00e1i phi\u1ebfu c\u00f4ng ty, tr\u00e1i phi\u1ebfu qu\u1ed1c gia, tr\u00e1i phi\u1ebfu th\u1ebf ch\u1ea5p b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u00e0 tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf.<\/p>\n\n\n\n
Tr\u00e1i phi\u1ebfu c\u00f4ng ty l\u00e0 b\u1eb1ng ch\u1ee9ng kho\u1ea3n vay c\u1ee7a c\u00f4ng ty c\u1ed5 ph\u1ea7n ph\u00e1t h\u00e0nh \u0111\u1ec3 thu h\u00fat v\u1ed1n, quan h\u1ec7 gi\u1eefa ch\u1ee7 n\u1ee3 v\u00e0 c\u00f4ng ty ch\u1ec9 h\u1ea1n ch\u1ebf trong quan h\u1ec7 b\u00ecnh th\u01b0\u1eddng gi\u1eefa ch\u1ee7 n\u1ee3 v\u00e0 con n\u1ee3. Ch\u1ee7 n\u1ee3 h\u00e0ng n\u0103m c\u00f3 th\u1ec3 l\u0129nh \u0111\u01b0\u1ee3c m\u1ed9t l\u1ee3i t\u1ee9c nh\u1ea5t \u0111\u1ecbnh t\u1eeb c\u00f4ng ty, ho\u1eb7c \u0111\u1ebfn k\u1ef3 l\u0129nh \u0111\u01b0\u1ee3c m\u1ed9t l\u1ee3i t\u1ee9c ti\u1ec1n g\u1ed1c.<\/p>\n\n\n\n
Tr\u00e1i phi\u1ebfu qu\u1ed1c gia l\u00e0 b\u1eb1ng ch\u1ee9ng kho\u1ea3n vay m\u00e0 qu\u1ed1c gia ph\u00e1t h\u00e0nh \u0111\u1ec3 thu h\u00fat v\u1ed1n, ng\u01b0\u1eddi gi\u1eef tr\u00e1i phi\u1ebfu c\u00f3 th\u1ec3 theo quy \u0111\u1ecbnh m\u00e0 nh\u1eadn l\u1ea5y \u0111\u01b0\u1ee3c l\u1ee3i t\u1ee9c t\u1eeb qu\u1ed1c gia ho\u1eb7c \u0111\u1ebfn k\u1ef3 thu h\u1ed3i ti\u1ec1n v\u1ed1n.<\/p>\n\n\n\n
Tr\u00e1i phi\u1ebfu th\u1ebf ch\u1ea5p b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u00e0 tr\u00e1i phi\u1ebfu do ng\u00e2n h\u00e0ng th\u1ebf ch\u1ea5p ph\u00e1t h\u00e0nh \u0111\u1ec3 thu h\u00fat kho\u1ea3n t\u00edn d\u1ee5ng cho vay th\u1ebf ch\u1ea5p b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Ng\u01b0\u1eddi gi\u1eef tr\u00e1i phi\u1ebfu n\u00e0y theo quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c nh\u1eadn l\u1ee3i t\u1ee9c v\u00e0 ti\u1ec1n v\u1ed1n.<\/p>\n\n\n\n
Tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf l\u00e0 c\u00e1c lo\u1ea1i tr\u00e1i phi\u1ebfu ph\u00e1t h\u00e0nh tr\u00ean th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf c\u1ee7a ng\u01b0\u1eddi vay c\u1ee7a c\u00e1c n\u01b0\u1edbc.<\/p>\n\n\n\n
Ngo\u00e0i ra, tr\u00e1i phi\u1ebfu c\u00f2n c\u00f3 th\u1ec3 chia l\u00e0m tr\u00e1i phi\u1ebfu ghi danh v\u00e0 tr\u00e1i phi\u1ebfu v\u00f4 danh. Tr\u00e1i phi\u1ebfu ghi danh ch\u1ec9 lo\u1ea1i tr\u00e1i phi\u1ebfu tr\u00ean s\u1ed5 vay \u0111\u0103ng k\u00fd h\u1ecd t\u00ean ng\u01b0\u1eddi cho vay (tr\u00e1i ch\u1ee7), ng\u01b0\u1eddi vay l\u00fac tr\u1ea3 l\u1ee3i t\u1ee9c v\u00e0 ti\u1ec1n v\u1ed1n th\u00ec c\u0103n c\u1ee9 v\u00e0o s\u1ed5 vay tr\u1ea3 ti\u1ec1n. Tr\u00e1i phi\u1ebfu v\u00f4 danh l\u00e0 tr\u00e1i phi\u1ebfu c\u00f3 l\u1ee3i t\u1ee9c, tr\u00ean tr\u00e1i phi\u1ebfu k\u00e8m theo phi\u1ebfu l\u1ee3i t\u1ee9c, ng\u01b0\u1eddi vay nh\u00ecn phi\u1ebfu tr\u1ea3 l\u1ee3i t\u1ee9c m\u00e0 kh\u00f4ng c\u1ea7n bi\u1ebft t\u00ean h\u1ecd c\u1ee7a ng\u01b0\u1eddi c\u1ea7m phi\u1ebfu.<\/p>\n","protected":false},"excerpt":{"rendered":"
T\u1eeb kh\u00f3a t\u00ecm ki\u1ebfm: H\u00e3y Tr\u1ea3 L\u1eddi Em T\u1ea1i Sao? \u2013 T\u1eadp 9 – Arkady Leokum Tr\u00e1i phi\u1ebfu l\u00e0 lo\u1ea1i gi\u1ea5y b\u1eb1ng ch\u1ee9ng n\u00f3 \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn gi\u1eefa con n\u1ee3 v\u00e0 ch\u1ee7 n\u1ee3, theo m\u1ee9c l\u1ee3i t\u1ee9c nh\u1ea5t \u0111\u1ecbnh quy \u0111\u1ecbnh ng\u00e0y th\u00e1ng ho\u00e0n v\u1ed1n v\u00e0 l\u00e3i, n\u00f3 l\u00e0 ch\u1ee9ng phi\u1ebfu c\u00f3 gi\u00e1 tr\u1ecb. C\u00f3 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_disable_autopaging":false},"categories":[15],"tags":[],"class_list":["post-15461","post","type-post","status-publish","format-standard","hentry","category-hoi-dap-khoa-hoc"],"_links":{"self":[{"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/posts\/15461","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/comments?post=15461"}],"version-history":[{"count":1,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/posts\/15461\/revisions"}],"predecessor-version":[{"id":15462,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/posts\/15461\/revisions\/15462"}],"wp:attachment":[{"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/media?parent=15461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/categories?post=15461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/tags?post=15461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}