{"id":3695,"date":"2021-10-30T16:57:52","date_gmt":"2021-10-30T09:57:52","guid":{"rendered":"https:\/\/www.vietlearn.org\/post\/?p=3695"},"modified":"2021-10-30T16:57:54","modified_gmt":"2021-10-30T09:57:54","slug":"loi-tuc-la-gi-cac-loai-loi-tuc-tren-thi-truong-hien-nay","status":"publish","type":"post","link":"https:\/\/www.vietlearn.org\/kien-thuc\/loi-tuc-la-gi-cac-loai-loi-tuc-tren-thi-truong-hien-nay\/","title":{"rendered":"L\u1ee3i t\u1ee9c l\u00e0 g\u00ec, c\u00e1c lo\u1ea1i l\u1ee3i t\u1ee9c tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay"},"content":{"rendered":"\n

Ghi ch\u00fa: T\u00e0i li\u1ec7u tr\u00edch d\u1eabn<\/p>\n\n\n\n

L\u1ee3i t\u1ee9c l\u00e0 g\u00ec? \u0110\u00e2y l\u00e0 thu\u1eadt ng\u1eef \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn trong l\u0129nh v\u1ef1c kinh doanh, ch\u1ec9 kho\u1ea3n ti\u1ec1n l\u00e3i thu m\u00e0 kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c nh\u1eadn khi \u0111\u1ea7u t\u01b0 v\u00e0o h\u1ea1ng m\u1ee5c n\u00e0o \u0111\u00f3 ho\u1eb7c l\u00e0 ti\u1ec1n l\u00e3i ph\u00e1t sinh khi cho vay ho\u1eb7c g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng. \u0110\u1ec3 c\u00f3 th\u00eam nhi\u1ec1u th\u00f4ng tin h\u1eefu \u00edch kh\u00e1c, qu\u00fd b\u1ea1n \u0111\u1ecdc theo d\u00f5i c\u00e1c chia s\u1ebb trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y.<\/p>\n\n\n\n

L\u1ee3i t\u1ee9c l\u00e0 g\u00ec?<\/p>\n\n\n\n

L\u1ee3i t\u1ee9c l\u00e0 kho\u1ea3n thu l\u1ee3i nhu\u1eadn thu v\u1ec1 t\u1eeb vi\u1ec7c khai th\u00e1c t\u00e0i s\u1ea3n, kho\u1ea3n ti\u1ec1n l\u00e3i do cho vay ho\u1eb7c ti\u1ec1n g\u1eedi t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng. \u0110\u00f3 c\u0169ng l\u00e0 s\u1ed1 ti\u1ec1n ng\u01b0\u1eddi vay tr\u1ea3 cho ch\u1ee7 n\u1ee3 ho\u1eb7c ng\u00e2n h\u00e0ng tr\u1ea3 cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n. N\u00f3i c\u00e1ch kh\u00e1c, l\u1ee3i t\u1ee9c l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a gi\u00e1 tr\u1ecb th\u1eb7ng d\u01b0 m\u00e0 doanh nghi\u1ec7p ph\u1ea3i nh\u01b0\u1ee3ng l\u1ea1i cho ng\u00e2n h\u00e0ng cho vay ho\u1eb7c ng\u01b0\u1eddi cho vay. L\u1ee3i t\u1ee9c c\u0169ng \u0111c xem nh\u01b0 gi\u00e1 c\u1ea3 c\u1ee7a ti\u1ec1n vay.<\/p>\n\n\n\n

Theo wikipedia, kh\u00e1i ni\u1ec7m l\u1ee3i t\u1ee9c \u0111\u01b0\u1ee3c x\u00e9t \u1edf 2 g\u00f3c \u0111\u1ed9 \u0111\u00f3 l\u00e0:<\/p>\n\n\n\n

G\u00f3c \u0111\u1ed9 ng\u01b0\u1eddi l\u00e0 ng\u01b0\u1eddi cho vay ho\u1eb7c nh\u00e0 \u0111\u1ea7u t\u01b0 v\u1ed1n<\/p>\n\n\n\n

L\u00e0 s\u1ed1 ti\u1ec1n t\u0103ng th\u00eam d\u1ef1a tr\u00ean s\u1ed1 v\u1ed1n \u0111\u1ea7u t\u01b0 ban \u0111\u1ea7u trong m\u1ed9t kho\u1ea3ng th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh.<\/p>\n\n\n\n

Khi nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1ed9t kho\u1ea3n v\u1ed1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t gi\u00e1 tr\u1ecb trong t\u01b0\u01a1ng lai l\u1edbn h\u01a1n gi\u00e1 tr\u1ecb ban \u0111\u1ea7u \u0111\u00e3 b\u1ecf ra v\u00e0 kho\u1ea3n ch\u00eanh l\u1ec7ch n\u00e0y \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 l\u1ee3i t\u1ee9c.<\/p>\n\n\n\n

G\u00f3c \u0111\u1ed9 ng\u01b0\u1eddi \u0111i vay hay ng\u01b0\u1eddi s\u1eed d\u1ee5ng v\u1ed1n<\/p>\n\n\n\n

L\u00e0 s\u1ed1 ti\u1ec1n m\u00e0 ng\u01b0\u1eddi \u0111i vay ph\u1ea3i tr\u1ea3 cho ng\u01b0\u1eddi cho vay \u0111\u1ec3 s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n trong th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh.<\/p>\n\n\n\n

Kho\u1ea3n ti\u1ec1n \u0111i vay ban \u0111\u1ea7u \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 v\u1ed1n g\u1ed1c. S\u1ed1 ti\u1ec1n nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb kho\u1ea3n v\u1ed1n g\u1ed1c sau m\u1ed9t th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 gi\u00e1 tr\u1ecb t\u00edch l\u0169y.<\/p>\n\n\n\n

T\u1ef7 su\u1ea5t l\u1ee3i t\u1ee9c l\u00e0 g\u00ec?<\/p>\n\n\n\n

T\u1ef7 su\u1ea5t l\u1ee3i t\u1ee9c l\u00e0 t\u1ef7 s\u1ed1 gi\u1eefa l\u1ee3i t\u1ee9c thu \u0111\u01b0\u1ee3c (ph\u1ea3i tr\u1ea3) so v\u1edbi s\u1ed1 v\u1ed1n \u0111\u1ea7u t\u01b0 (v\u1ed1n vay) trong m\u1ed9t \u0111\u01a1n v\u1ecb th\u1eddi gian. \u0110\u01a1n v\u1ecb \u0111o th\u1eddi gian th\u01b0\u1eddng l\u00e0 n\u0103m. Trong l\u0129nh v\u1ef1c vay v\u1ed1n, t\u1ef7 su\u1ea5t l\u1ee3i t\u1ee9c \u0111\u01b0\u1ee3c hi\u1ec3u l\u00e0 l\u00e3i su\u1ea5t cho vay.<\/p>\n\n\n\n

V\u00ed d\u1ee5 nh\u01b0: Ng\u00e2n h\u00e0ng cho b\u1ea1n vay 20 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m, sau 12 th\u00e1ng b\u1ea1n ph\u1ea3i tr\u1ea3 cho ng\u00e2n h\u00e0ng s\u1ed1 ti\u1ec1n l\u00e0 23,6 tri\u1ec7u \u0111\u1ed3ng. Trong \u0111\u00f3 20 tri\u1ec7u \u0111\u1ed3ng l\u00e0 ti\u1ec1n g\u1ed1c v\u00e0 ti\u1ec1n l\u00e3i l\u00e0 3,6 tri\u1ec7u \u0111\u1ed3ng (t\u00ednh theo b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n ban \u0111\u1ea7u).<\/p>\n\n\n\n

=>> L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng cho vay = 1,95 tri\u1ec7u\/20 tri\u1ec7u = 0,18% = 18%\/n\u0103m<\/p>\n\n\n\n

=>> T\u1ef7 su\u1ea5t sinh l\u1eddi = 18%\/n\u0103m<\/p>\n\n\n\n

L\u00e0 lo\u1ea1i thu\u1ebf tr\u1ef1c thu, \u0111\u00e1nh v\u00e0o l\u1ee3i t\u1ee9c do c\u00e1c c\u01a1 s\u1edf kinh doanh t\u1ea1o ra. Theo \u0111i\u1ec1u 1, Lu\u1eadt thu\u1ebf l\u1ee3i t\u1ee9c quy \u0111\u1ecbnh n\u1ed9p thu\u1ebf nh\u01b0 sau: Doanh nghi\u1ec7p, c\u00e1 nh\u00e2n thu\u1ed9c m\u1ecdi th\u00e0nh ph\u1ea7n kinh t\u1ebf c\u00f3 l\u1ee3i t\u1ee9c t\u1eeb s\u1ea3n xu\u1ea5t, v\u1eadn t\u1ea3i, th\u01b0\u01a1ng m\u1ea1i, ti\u1ebfp th\u1ecb, d\u1ecbch v\u1ee5 v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng kh\u00e1c tr\u00ean l\u00e3nh th\u1ed5 Vi\u1ec7t Nam \u0111\u1ec1u ph\u1ea3i n\u1ed9p kho\u1ea3n thu\u1ebf n\u00e0y.<\/p>\n\n\n\n

C\u00e1c lo\u1ea1i l\u1ee3i t\u1ee9c tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay<\/p>\n\n\n\n

Tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay, c\u00f3 c\u00e1c lo\u1ea1i l\u1ee3i t\u1ee9c sau:<\/p>\n\n\n\n

L\u1ee3i t\u1ee9c theo th\u1eddi gian<\/p>\n\n\n\n

L\u00e0 lo\u1ea1i c\u1ed5 t\u1ee9c \u0111\u01b0\u1ee3c t\u00ednh tr\u00ean c\u01a1 s\u1edf th\u1eddi gian n\u1eafm gi\u1eef. N\u1ebfu nh\u01b0 kh\u00f4ng c\u1ea7n ph\u1ea3i bi\u1ebft ch\u00ednh x\u00e1c s\u1ed1 ng\u00e0y nh\u01b0 c\u00e1ch t\u00ednh l\u1ee3i t\u1ee9c chi\u1ebft kh\u1ea5u ng\u00e2n h\u00e0ng. N\u1ebfu c\u00e1ch t\u00ednh l\u1ee3i nhu\u1eadn kh\u00e1c d\u1ef1a tr\u00ean c\u01a1 s\u1edf th\u1eddi gian h\u00e0ng n\u0103m th\u00ec l\u1ee3i nhu\u1eadn n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i th\u00e0nh l\u1ee3i nhu\u1eadn 1 n\u0103m. Ngo\u00e0i ra c\u00f2n c\u00f3 c\u00e1c kho\u1ea3n l\u00e3i hay ti\u1ec1n gi\u1ea3i ng\u00e2n thanh to\u00e1n t\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u00e1o h\u1ea1n.<\/p>\n\n\n\n

L\u1ee3i t\u1ee9c hi\u1ec7u d\u1ee5ng chung<\/p>\n\n\n\n

L\u00e0 lo\u1ea1i l\u1ee3i t\u1ee9c \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1ch t\u00ednh l\u1ee3i t\u1ee9c ch\u00ednh x\u00e1c h\u01a1n, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi c\u00f3 s\u1eb5n c\u01a1 h\u1ed9i \u0111\u1ea7u t\u01b0 thay th\u1ebf \u00e1p d\u1ee5ng vi\u1ec7c t\u00ednh l\u00e3i k\u00e9p. L\u00e3i k\u00e9p ch\u00ednh l\u00e0 l\u00e3i thu v\u1ec1 t\u1eeb l\u00e3i.<\/p>\n\n\n\n

L\u1ee3i t\u1ee9c th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7<\/p>\n\n\n\n

C\u00f2n \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn v\u1edbi t\u00ean g\u1ecdi l\u00e0 l\u1ee3i t\u1ee9c t\u01b0\u01a1ng \u0111\u01b0\u01a1ng ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi. Ch\u1ec9 s\u1ed1 n\u00e0y \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 so s\u00e1nh l\u1ee3i t\u1ee9c c\u1ee7a tr\u00e1i phi\u1ebfu kho b\u1ea1c v\u1edbi l\u00e3i t\u1eeb m\u1ed9t c\u00f4ng c\u1ee5 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7.<\/p>\n\n\n\n

C\u00f4ng c\u1ee5 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 ni\u00eam y\u1ebft gi\u00e1 d\u1ef1a tr\u00ean c\u01a1 s\u1edf 360 ng\u00e0y n\u00ean l\u1ee3i t\u1ee9c th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 c\u0169ng \u0111\u01b0\u1ee3c tr\u00ean 360 ng\u00e0y. Nh\u1eefng kho\u1ea3n vay n\u00e0y th\u01b0\u1eddng ng\u1eafn h\u1ea1n, v\u00e0 \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i nh\u01b0 c\u00e1c kho\u1ea3n ti\u1ec1n t\u01b0\u01a1ng \u0111\u01b0\u01a1ng.<\/p>\n\n\n\n

L\u1ee3i t\u1ee9c tr\u00ean c\u01a1 s\u1edf chi\u1ebft kh\u1ea5u ng\u00e2n h\u00e0ng<\/p>\n\n\n\n

Th\u01b0\u1eddng d\u1ef1a tr\u00ean c\u01a1 s\u1edf chi\u1ebft kh\u1ea5u, tr\u00e1i phi\u1ebfu kho b\u1ea1c s\u1ebd \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft gi\u00e1, t\u1ee9c l\u00e0 t\u1ed5ng s\u1ed1 ti\u1ec1n m\u00e0 kh\u00e1ch h\u00e0ng \u0111ang n\u1eafm gi\u1eef tr\u00e1i phi\u1ebfu \u0111\u01b0\u1ee3c tr\u1ea3 khi th\u1ef1c hi\u1ec7n \u0111\u00e1o h\u1ea1n v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 tr\u1ea3 gi\u00e1 th\u1ea5p h\u01a1n \u0111\u1ec3 mua n\u00f3. L\u1ee3i nhu\u1eadn \u0111\u01b0\u1ee3c t\u1ea1o ra t\u1eeb s\u1ef1 ch\u00eanh l\u1ec7ch gi\u1eefa 2 con s\u1ed1 \u0111\u00f3.<\/p>\n\n\n\n

\u0110\u1ec3 t\u00ednh \u0111\u01b0\u1ee3c l\u1ee3i t\u1ee9c c\u1ea7n ph\u1ea3i chuy\u1ec3n s\u1ed1 ti\u1ec1n ch\u00eanh l\u1ec7ch \u0111\u00f3 sang t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m h\u00e0ng n\u0103m. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, l\u1ee3i t\u1ee9c s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng c\u00f4ng th\u1ee9c \u0111\u01a1n gi\u1ea3n, l\u00e0 kho\u1ea3n chi\u1ebft kh\u1ea5u \u0111\u01b0\u1ee3c chia cho m\u1ec7nh gi\u00e1, nh\u00e2n v\u1edbi 360 v\u00e0 chia cho s\u1ed1 ng\u00e0y c\u00f2n l\u1ea1i \u0111\u1ebfn khi \u0111\u00e1o h\u1ea1n.<\/p>\n\n\n\n

Ph\u00e2n bi\u1ec7t l\u1ee3i t\u1ee9c v\u00e0 l\u00e3i su\u1ea5t<\/p>\n\n\n\n

C\u00f3 r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi hi\u1ec3u sai thu\u1eadt v\u00e0 nh\u1ea7m l\u1eabn gi\u1eefa l\u1ee3i t\u1ee9c v\u00e0 l\u00e3i su\u1ea5t v\u1edbi nhau. Theo \u00fd ki\u1ebfn c\u1ee7a chuy\u00ean gia<\/a> t\u00e0i ch\u00ednh, l\u00e3i su\u1ea5t l\u00e0 m\u1ee9c m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c vay ph\u1ea3i chi tr\u1ea3 cho ng\u01b0\u1eddi vay s\u1ed1 n\u1ee3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh tr\u01b0\u1edbc \u0111\u00f3. L\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng % + s\u1ed1 ti\u1ec1n g\u1ed1c \u0111\u01b0\u1ee3c vay tr\u01b0\u1edbc \u0111\u00f3. T\u00f9y theo th\u1ecfa thu\u1eadn m\u00e0 s\u1ed1 % s\u1ebd kh\u00e1c nhau.<\/p>\n\n\n\n

L\u00e3i su\u1ea5t v\u00e0 l\u1ee3i t\u1ee9c t\u01b0\u01a1ng \u0111\u1ed1i gi\u1ed1ng nhau. V\u1eady n\u00ean, \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh hi\u1ec7u qu\u1ea3 c\u1ee7a v\u1ed1n \u0111\u1ea7u t\u01b0, ng\u01b0\u1eddi ta th\u01b0\u1eddng so s\u00e1nh v\u1edbi l\u1ee3i t\u1ee9c ban \u0111\u1ea7u n\u00ean cho ra l\u00e0 k\u1ebft qu\u1ea3 l\u00e3i su\u1ea5t t\u00edn d\u1ee5ng. C\u00e1c lo\u1ea1i t\u00edn d\u1ee5ng l\u00e0 s\u1ef1 so s\u00e1nh gi\u1eefa s\u1ed1 l\u1ee3i t\u1ee9c thu \u0111\u01b0\u1ee3c v\u1edbi s\u1ed1 v\u1ed1n vay \u0111\u01b0\u1ee3c \u0111\u01b0a ra trong kho\u1ea3ng th\u1eddi gian x\u00e1c \u0111\u1ecbnh.<\/p>\n\n\n\n

T\u1ef1u chung, l\u1ee3i t\u1ee9c v\u00e0 l\u00e3i su\u1ea5t kh\u00e1c nhau nh\u01b0ng c\u00f3 m\u1ed1i quan h\u1ec7 ch\u1eb7t ch\u1ebd v\u1edbi nhau. \u0110\u1ec3 x\u00e1c \u0111\u1ecbnh kh\u1ea3 n\u0103ng sinh l\u1ee3i c\u1ee7a v\u1ed1n cho vay ng\u01b0\u1eddi ta \u0111\u00e3 so s\u00e1nh l\u1ee3i t\u1ee9c v\u1edbi v\u1ed1n cho vay \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh n\u00ean l\u00e3i su\u1ea5t t\u00edn d\u1ee5ng. L\u00e3i su\u1ea5t t\u00edn d\u1ee5ng l\u00e0 t\u1ef7 l\u1ec7 so s\u00e1nh gi\u1eefa s\u1ed1 l\u1ee3i t\u1ee9c thu \u0111\u01b0\u1ee3c v\u1edbi s\u1ed1 v\u1ed1n cho vay ph\u00e1t ra trong th\u1eddi k\u1ef3 nh\u1ea5t \u0111\u1ecbnh.<\/p>\n\n\n\n

Mong r\u1eb1ng, nh\u1eefng th\u00f4ng tin chia s\u1ebb trong b\u00e0i vi\u1ebft tr\u00ean \u0111\u00e2y, \u00edt nhi\u1ec1u s\u1ebd gi\u00fap b\u1ea1n hi\u1ec3u th\u00eam v\u1ec1 kh\u00e1i ni\u1ec7m l\u1ee3i t\u1ee9c l\u00e0 g\u00ec. \u0110\u1ec3 c\u00f3 th\u00eam nhi\u1ec1u th\u00f4ng tin h\u1eefu \u00edch kh\u00e1c, hay truy c\u1eadp website Vietlearn.org, ch\u1eafc ch\u1eafn s\u1ebd gi\u00fap \u00edch v\u1edbi b\u1ea1n.<\/p>\n\n\n\n

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Ghi ch\u00fa: T\u00e0i li\u1ec7u tr\u00edch d\u1eabn L\u1ee3i t\u1ee9c l\u00e0 g\u00ec? \u0110\u00e2y l\u00e0 thu\u1eadt ng\u1eef \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn trong l\u0129nh v\u1ef1c kinh doanh, ch\u1ec9 kho\u1ea3n ti\u1ec1n l\u00e3i thu m\u00e0 kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c nh\u1eadn khi \u0111\u1ea7u t\u01b0 v\u00e0o h\u1ea1ng m\u1ee5c n\u00e0o \u0111\u00f3 ho\u1eb7c l\u00e0 ti\u1ec1n l\u00e3i ph\u00e1t sinh khi cho vay ho\u1eb7c g\u1eedi ti\u1ebft ki\u1ec7m […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_disable_autopaging":false},"categories":[1],"tags":[],"class_list":["post-3695","post","type-post","status-publish","format-standard","hentry","category-general"],"_links":{"self":[{"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/posts\/3695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/comments?post=3695"}],"version-history":[{"count":0,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/posts\/3695\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/media?parent=3695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/categories?post=3695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vietlearn.org\/kien-thuc\/wp-json\/wp\/v2\/tags?post=3695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}